Q: Are these Primary Trade Lines or Authorized User Trade Lines?
A: The Federal Trade Commission considers the addition of seasoned primary tradeline's to be bank fraud. New primary tradeline's will most likely cause a drop in your credit score. We specialize in the addition of seasoned authorized user tradeline's, which continue to deliver the same benefits that they always have, no matter what "Not-So-Fair-Isaac" wants you to believe. 

Q: Do you offer business credit tradeline's?
A: All cards we sell are personal accounts. Business accounts report to the business reporting agency, Dun & Brad Street, and not to XPN, TU, and EQX. Business accounts do not help your FICO score, unless you were trying to get credit history for a new business.

More Tradeline FAQ

What is a trade line?   All of our trade lines are reported to your credit file as open Authorized User Tradelines from major US banks or financial organizations.

What do your trade lines consist of?   All of our trade lines have anywhere from 2 to 19 years of positive payment history with 5% to 20% Remaining Balances, reported with frequent activity, credit limits of as high as $70,000 and low balances for the best scoring.

How do I determine the correct trade line to use?    During your initial consultation, our staff will offer you their best estimate on which of the trade lines will optimize your results.

How long does it take before I will see results?   After we finish processing, it generally takes 10 to 45 days for the trade lines to report, rarely, it may take up to 90 days.

Is this legal?     Yes, it is completely legal. This technique has been used for years by mortgage brokers, bankruptcy lawyers and real estate agents to help their clients establish trade line accounts with history, to boost their credit score. Please Read the 1974 Equal Credit Opportunity Act, for the legal statutes and codes.

How safe is my information once given to your company?    Your information is 100% safe. Your information is NOT shared and/or sold to any 3rd party distributor. All of our trade lines are in-house, owned by the principals.

Can you provide mortgage tradelines?     NO!  We OFFER 100% REAL AUTHORIZED USER TRADELINES.  AS SHOWN ABOVE.  REAL CREDIT CARD TRADELINES, FOR REAL PEOPLE, WITH REAL RESULTS!

Do you offer any guarantees?     Yes, we offer a 100% money back guarantee to report each Tradeline status to each trade line you contract with us for within 60 days. Every client's credit file is different, so individual credit score increases will vary depending on how many negative accounts currently reporting on their credit file. Therefore, we can not guarantee the amount of increase you will receive.

How long will these trade lines report to my credit file?     Our positive trade lines will stay on your credit file. We keep our clients accounts "Open" for at least 2 months. After this time they are closed, but still have the good history showing on your profile. If you need a trade line to report for an additional amount of time, just let us know.

Isn’t this just credit repair?    No, absolutely not. We specialize in credit enhancement. Our unique program allows you to take advantage of the spotless Credit, thereby extending you a second chance to build your credit the right way.

How many trade line accounts are available?    We offer a wide range of trade lines, from a high balance of $70,000 also a client can order multiple lines to add to their credit profile, as many as they can afford. Of course, all trade lines are subject to availability.

Are there any additional fees?     There are no additional fees, once you make your initial purchase - the tradeline is yours.

Why would a trade line not report to the credit bureau on a regular basis?     Each trade line is different, with their own guidelines and rules.. Please allow between 30 to 45 days for the trade lines to appear on your credit report.

Will you pull my credit report?     We will not pull your credit report. We advise all clients to pull their own credit report from Equifax, Trans Union or Experian and sign up for a credit monitoring service, or which is best, simply contact someone who can put a credit report, and have them pull your report.

The contract and payment authorization form asks for my SSN (Social Security Number), can this be reported to my EIN (Employer Identification Number)?  Yes, you can supply either for us to add your trade lines. If a client wishes to use his/her CPN/EIN (credit profile number) it is their choice. We will attempt to add tradelines to this number that was provided.  WE WILL ONLY REPORT TO LEGALLY ISSUED CPN NUMBERS!  PERIOD!! WE WILL NOT REPORT TO A NUMBER WHICH WE KNOW IS A ILLEGALLY OBTAINED OR CREATED CPN NUMBER.  LEGAL CPN ISSUES LEGALLY OBTAIN CPN NUMBERS WHICH ARE ISSUED IN INDIVIDUALS FOR PURPOSES OF ESTABLISHING A BUSINESS OF VARIOUS SORTS.

How much will my credit score increase from adding these trade lines? Credit score increases vary depending on how many trade lines are added, how many negatives are currently reported and all the other factors involved by the credit reporting agencies in creating your credit score. However, typically increases range from 20 - 50 points per line or 680-800 for new personal business files.

SEASONED TRADELINE  (FREQUENTLY ASKED QUESTIONS)

Thousands of Clients,
         Thousands of Businesses;
                    Thousands of Approvals!

CPN & Name Change Ebooks

We guarantee that our tradeline's will appear on your credit report in less than 60 days, or we will give you all your money back. Typically they will appear in less than 30 days; most of the time it takes just a week or two. You can actually view the posting dates for each of our tradeline's by looking at the list on our seasoned tradeline or seasoned tradeline combo pages.
  
Now that my credit score is boosted now what can I do?  Go out and apply for your loan, apply for the job you wanted, or for premium car or home owners' insurance! Start your own business! But whatever you do, remember one thing, this is not a ticket for a shopping spree. Be responsible with your new credit score. Be smart. Plan ahead and stick to your plan. It is very easy to succumb to the temptations of the credit world, but it is those of us who can manage our emotions with self control and logical reasoning who will   become masters of our financial future.  A good place to start is by repaying the Banks who have helped you achieve this good credit standing. CitiBank, CapOne, Bank of America. They have given you a step up in the world. Show them your appreciation by giving them the first shot at earning your business. Go to their web site and fill out an application for the card you want, and one that you know you can responsibly manage. Remember, a good credit customer is one who can pay off their ENTIRE balance in full every month. Practice this and it will repay you for the rest of your life.

We specialize in the addition of seasoned authorized user tradeline's, which continue to deliver the same benefits that they always have, no matter what "Not-So-Fair-Isaac" wants you to believe.  Do you offer business credit tradeline's? All cards we sell are personal accounts. Business accounts report to the business reporting agency, Dun & Brad Street, and not to XPN, TU, and EQX. Business accounts do not help your FICO score, unless you were trying to get credit history for a new business.

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